header image

Posts Tagged ‘Equity Release Sector’

Does the Equity Release Council Still Protect Home Reversion Plans After The Rebranding of SHIP?

Published on September 26th, 2013 by Mark Greg.

Lifetime mortgage plans have become very popular in recent years, when people are looking for flexible and innovative solutions to enable them to maximise their financial assets and plan effectively for retirement. As the demand and use of these products has increased, they have been brought increasingly into the realm of mainstream finance and become […]

Read More

Why are Home Reversion Plans Less Popular than Interest Only Lifetime Mortgages?

Published on September 26th, 2013 by Mark Greg.

Home reversion plans have seen a marked decline in popularity in recent times. This could be due to a variety of factors, not least because newer, more flexible equity release solutions such as interest only lifetime mortgages are now available. Home reversion plans were much more popular when the only alternative in the equity release […]

Read More

Can Negative Equity Exist with a Home Reversion Scheme?

Published on September 26th, 2013 by Mark Greg.

One of the most significant concerns that people have with equity release schemes is that compounding interest on the loan can increase the debt to a point where the sale value of the house is not sufficient to repay the debt. A situation wherein the debt is larger than the value of the home, so […]

Read More